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Insurance Company Medical Examinations: What Can You Expect?

Under the law in Los Angeles, if you claim to be physically injured due to a car accident, the at-fault driver’s insurance company has the right to conduct a physical exam of your injuries. Keep in mind, the doctor who examines you is not attempting to treat you. Instead, the doctor will report his/her findings of the exam to the at-fault driver’s insurance company. The at-fault driver’s insurance company’s hope, is that their doctor will not find anything physically wrong with you; or alternatively, that your injuries are not as serious as you have claimed.

There are several rules that govern medical exams in Los Angeles. It is illegal for the doctor to perform an exam on you that is painful or unreasonably long. Also, your medical exam cannot be intrusive. Taking X-Rays and/or taking your blood are both examples of overly intrusive medical exams in Los Angeles, California. Additionally, your medical exam must be conducted no more than 75 miles from where you live. It is important to note that your attorney may attend your physical exam so as to make sure the doctor, or the insurance company is following the law. However, if a mental examination is being performed, no attorneys may be present during your exam.

A few tips to prepare for your medical exam are:

- Make sure to get to your medical exam on time.

- Just relax, and do not fight the process. Stay calm cool and collected.

- Don’t be insulted or object to getting examined. The law allows insurance companies to perform one physical exam on you.

- Be prepared to discuss your medical injuries. The doctor will likely ask you detailed questions concerning your pain, the location of your injuries, how they occurred, when they occurred, and if your pain has changed at all since your car accident.

- If the doctor asks you a question, don’t rush in to an answer. Carefully answer every question even if it takes you some time to respond.

- If you don’t understand a question the doctor asks you, ask the doctor to clarify what information he wants to know.

- Do not provide the doctor any information he/she has not directly asked for. Be specific with your answers and do not elaborate.

- During the exam, make a mental note of the questions and examinations the doctor gave you. After the exam, write down this information.

If you are concerned about an upcoming mental or physical medical exam, speak to an experienced Los Angeles car accident attorney at California Attorney Group immediately. The friendly car accident lawyers at California Attorney Group deal with car accident cases every single day, and have observed hundreds of routine medical exams. We can help you develop your car accident case, and will aggressively fight for your legal rights. Do not hesitate to call us toll free at1-800-337-8547 highlighting to set up a consultation at no fee.