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What if the driver who caused my Los Angeles car accident was uninsured?

It is against the law in Los Angeles, California to drive a vehicle without appropriate auto insurance coverage. Nonetheless, people dangerously drive every day without having insurance. In fact, it was reported that in 2010 approximately one in six drivers across the United States drove uninsured. What is more worrying is that in 2004, approximately 25% of drivers in California were uninsured. Getting in to a car accident with an individual who is uninsured can be incredibly frustrating.

Typically, if a victim to a car accident seeks legal recourse for medical injuries and property damage resulting from another driver’s negligence or recklessness, the at-fault driver’s insurance company covers all the expenses involved. However, if the at-fault driver does not have auto insurance, then the at-fault driver must pay for the victim’s costs themselves. Seeking compensation from a driver who does not have auto insurance can prove to be very difficult. However, there are ways to effectively collect the damages you are entitled to.

If you have California automobile insurance coverage, your policy will most likely afford you protection for uninsured motorist coverage. Uninsured motorist coverage provides you compensation for medical injuries and property damage you have sustained by another uninsured motorist. Usually, uninsured motorist coverage is afforded to you and all members of your family who live with you. Uninsured motorist coverage also usually covers passengers who were injured while in your vehicle. Uninsured motorist coverage also may pertain to you if the at-fault driver’s insurance policy limits are low–not allowing you to be fully covered for your injuries.

The experienced and knowledgeable Los Angeles car accident lawyers at California Attorney Group deal with car accident cases every single day. We know how to get you the most favorable settlement you may be entitled to, and will aggressively fight for your legal rights. If you have any questions concerning your L.A. car accident case, or questions specifically about uninsured motorists, our friendly LA car accident attorneys will be happy to help you. You can contact us, toll free at 1-800-337-8547 to set up a consultation at no cost.